Lucrum Protocol
Comprehensive DeFi · annuities, bonds, trusts, DEX
Annuities On-Chain: How Lucrum's Annuitas Module Works
Annuitas is Lucrum's on-chain annuity protocol. A singleton contract stores each annuity as a uint256 ID. Three V1 tiers: Variable (principal preserved, pays harvested yield), Fixed-Term (target payment via yield→buffer→principal waterfall), Guaranteed (Fixed-Term with a Guard-backed floor in V2). Payments route anywhere; a permissionless dead-man's-switch handles beneficiary fallback.
Lucrum Architecture: FOLLIS, FRS, Vestibulum, Tribunus Explained
Lucrum is one integrated DeFi protocol — open-source contracts, DAO, and financial tools in a single monorepo. FOLLIS is the single ERC-20 governance token; FRS is an asset class where each launch (FRS-wBTC, FRS-USDC, etc.) is its own ERC-20 paying yield in the denominated asset. Vestibulum is the onboarding gateway; Tribunus is the one-address-one-vote DAO.